An impact insurance claim arises when your property is damaged by an external force.
Examples include damage from a falling tree or a vehicle collision. Beyond the initial shock and stress, these incidents often compromise the structural integrity of your property.
Arriving on-site at fire damage claims, we are usually faced with extensive damage, as the property will have suffered both fire and smoke damage, which can be extremely stressful for homeowners.
Once notified, your insurance company will appoint a Loss Adjuster to investigate the claim. The Loss Adjuster is paid a fee by your insurance company to handle the claim and will therefore look after their own interests in an attempt to pay out as little as possible.
You can appoint a Loss Assessor, like Gullion Ltd, which sends out a clear message to your insurance company that you’re engaged in the process to win your claim. We will be on your side to help you secure your full entitlement, under the terms and conditions of your policy.
As a Loss Assessors we will not only help you quantify the loss of material and contents from the fire but as qualified Surveyors we can also scope out the real damage to the building. We will prepare, manage and negotiate your claim, keeping you up-to-date at every stage. We bring knowledge and expertise to quickly negotiate and process your claim so that you can get your life back on track.
Fire can be started by so many ways in the home such as candles, tumble dryers, faulty electrics or incorrectly fitted or maintained wood burning stoves, to name a few. A lot of contents were destroyed at this client’s family home following a fire which was caused by an electrical fault in the roof space at the property. Thankfully no one was injured and the home has now been fully restored following a successful claim, negotiated by Gullion Ltd.
In the aftermath of a fire we would encourage you to preserve the scene as your insurance company will be concerned with the exact cause of the fire and NO repairs should be carried out without instruction as it could have an impact on the success of your insurance claim.
For a FREE survey and independent advice on fire damage or any type of property claim against your insurance company – contact Gullion Ltd. We are open 24 hours, every day and operate a No Win, No Fee policy.
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You are not alone
At Gullion Ltd we realise property emergencies can happen at any time so we are open 24/7 to take your call.
There are no call centres but a single point of direct contact with us. We are on your team and we aim to secure your full entitlement under the terms of your policy.
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