Burglary Claims
Protecting Your Rights
Making An Insurance Claim After A Burglary
Having the right level of cover for damage or loss at your property is crucial and understanding the difference between burglary and theft, in terms of insurance, allows you to see what you are or are not covered for.
Burglary is when someone has forced their entry into your property and taken your possessions whereas theft is when items are taken without the use of force. Either can leave you feeling violated, anxious, and uncertain about what to do next.
After you notify your insurer, they’ll appoint a loss adjuster to verify the claim and ensure you’ve complied with your policy terms. While presented as independent, these adjusters primarily represent the insurance company’s interests. If they find any policy breaches, they may attempt to deny (repudiate) your claim. They’ll also scrutinise your coverage amounts and try to minimise any payout.
Loss adjusters often employ former police officers to question policyholders and investigate the claim, delving into your background, finances, and personal circumstances to find potential motives. Why face this process alone without professional representation?
Why Choose Gullion Ltd
for Your Burglary Claim?
Feeling vulnerable after a recent burglary? Gullion Ltd provides expert support for home insurance burglary claims, helping you regain control and peace of mind.
The aftermath of a burglary can be deeply unsettling, leaving homeowners to face the daunting task of navigating the complexities of a burglary insurance claim. This process often requires a detailed understanding of your policy and the specific procedures for filing a home insurance burglary claim.
Gullion Ltd simplifies the burglary claim process, guiding you through every step, from the immediate actions to take after the incident to the preparation and management of your burglary insurance claim.
Negotiation with Insurers
We act as your advocate, negotiating directly with your insurance company to achieve the best possible outcome.
Preparation of Detailed Claim Documentation: We compile all necessary documentation, including photographs, reports, and estimates, to support your claim.
Dealing with Loss Adjusters: We liaise with the insurance company’s loss adjusters on your behalf. We liaise with the insurance company’s loss adjusters to agree a settlement on your behalf.
Maximising Your Settlement: Our goal is to secure the maximum settlement you are entitled to under your insurance policy, enabling you to fully restore your property and get your life back on track.
Stress-Free Process: We take the stress out of the claims process, allowing you to focus on rebuilding and recovering.
Burglary insurance claims
can be complex
Extent of Loss: This includes the value of stolen items, damage caused during the burglary (e.g., broken windows or doors), and any consequential losses.
Proof of Ownership: Providing evidence of ownership for stolen items is crucial for the claim. This might include receipts, photographs, or valuations.
Policy Coverage: Understanding the specific terms and conditions of your insurance policy, including any exclusions or limits, is essential.
Gullion Ltd can help you navigate these complexities and ensure your claim is handled efficiently and effectively.
If you have experienced a burglary in Northern Ireland or the Republic of Ireland, don’t face the insurance claim process alone.
Contact Gullion Ltd today for a free, no-obligation consultation.
Loss Assessor
Or Loss Adjusters?
While both Loss Assessors and Loss Adjusters are involved in insurance claims, they have fundamentally different roles.
A Loss Adjuster is appointed and paid by the insurance company who will investigate the cause of the incident, the value of the loss or damage and whether you’ve met the T&C’s of your insurance policy.
We will gather evidence, compile and present your claim as well as negotiate with the Loss Adjustor on your behalf to get you the best settlement. Your Loss Assessor (US) works exclusively for the policyholder (YOU), advocating for your best interests.
